Widepenny
Widepenny is a USD wallet with a virtual card. Money in and money you spend meet in one place.
Three things, in plain words.
Add money to your wallet by sending USDT or USDC to your personal address. Your wallet balance is in USD, ready to send or to load onto your card.
Send money to another Widepenny user by @username. It is free and it arrives at once. Receive money the same way.
Order one virtual USD card, load it from your wallet and pay online. Freeze it, set your limits, or close it whenever you like.
These are the starting fees and limits. The app always shows the live ones.
| Item | What it is | Amount |
|---|---|---|
| Card fee | One time, when you order the card | $5.00 one time |
| Card load fee | Charged on every load, with a small minimum | 3%, minimum $1.50 |
| Send to another user | Sending by @username is free | Free |
| Payment in another currency | Charged when you pay in a currency other than dollars | 2.5% + $0.50 |
| Lost dispute | If you lose a chargeback dispute with the card partner | $60.00 |
| Card closed | When the card closes after three failed payments | $1.00 |
| Item | What it is | Amount |
|---|---|---|
| Minimum add money | Every add money is at least this much | $10.00 |
| Wallet balance limit | The most your wallet can hold | $1,000.00 |
| Send limit per transfer | The most you can send in one send | $200.00 per transfer |
| Send limit per month | The most you can send in a month | $500.00 per month |
| Card load | The least and the most you can load at once | $10.00 to $500.00 per load |
| Card load per month | The most you can load in a month | $2,000.00 per month |
| Card payment | The most one card payment can be | $200.00 per payment |
| Card payment per day | The most you can spend on the card in a day | $500.00 per day |
Early access
Widepenny is opening to a small group first. Leave your email and we will send you an invite when we launch.
Coming soon
At launch you will pay online with your Widepenny card. Apple Pay and Google Pay will follow once our card partner confirms they are supported.
Widepenny is not open yet. Cards will be issued by a licensed partner. Widepenny is not a bank.